When it comes to budgeting for your health, it all boils down to your personal preferences and motivation. For some of you, a personal trainer is a must and without one you don’t see yourself ever working out, let alone losing weight and staying fit. For others, investing in key exercise equipment to complete your home gym is all it takes to motivate you to work out. Irrespective of the category you fall in, know that budgeting for your health is imperative to achieving your long-term health goals.
1. Low Budget, Sporadic Income, Lofty Goal
For those of you who have a low budget and aren’t always in a position to spend $30 a month for gym membership, you are probably better off investing in a month to month membership and supplementing this membership with either home equipment or outdoor activities. For the latter, we recommend either running, biking, or swimming. For the former, it’s as simple as investing in a kettle bell and/or a resistance band. You would be surprised by how many simple exercises exist ‘out there’ that can be done inside the comfort of your home. (See other posts on this blog for sample routines)
In terms of motivation, it takes a really disciplined person to motivate him or herself to work out at home. Here’s our quick tip: set aside a dollar a day every time your work out at home. At the end of the month, you will have enough for a one-month gym membership or perhaps a cross fit class (via Groupon, of course) that will allow you to change up your workout and get the best bang for your buck.
2. High Budget, Bored Easily, Small Goal
For those of you who can afford it, we recommend group classes like cross fit or boot camp. They are a fun way of working out and give you enough motivation to beat your own personal goals as well as show off a little in class. The cool thing about these classes is that every trainer and every class will offer you a new experience. So if you are the type of person who gets bored easily, this type of workout is perfect.
3. Set Aside Enough Money For Food
For many, there exists a preconceived notion that by eating healthy, they end up spending more money. Though partially true, finding healthy alternatives is rather easy. We recommend store brands to begin with. They are usually cheaper than the branded stuff and are equally good. Make sure you scan the nutrition label and if you are the kind of person who still doesn’t understand how to read labels then download this super cool app called “fooducate” and it will do the dirty work for you. You would be surprised by how many things out there are actually healthy and equally affordable.
4. Set Aside Enough Money For Health Insurance
Once you have a well-rounded workout and diet, the only thing left is ensuring that you have a good health insurance policy. Why? What’s the point of staying healthy and then one day falling sick (for no fault of your own) and unable to get the medicine you need for a quick recovery? By having an affordable insurance policy, you know that any excuse you might have had to avoid working out and eating healthy is lost and you will always stay on track, as a result. However, prior to picking an insurance policy, you need to make sure your budget can afford it. Do your research well and ask the right people for recommendations so you can pick the right policy that is tailored to meet your existing needs.
At the end of the day, staying healthy is a choice you make and this choice shouldn’t hurt your wallet. Plan ahead, budget accordingly, and know how much you can afford. This will help you determine ahead of time, whether you need to invest more time learning about home workouts and home recipes v. being able to spend money on personal trainers and whole foods!
Author Bio: Amy Rhodes, is a cross fitness junky and writes about various health related subjects, including exercise, dieting and health care. She currently works for Freedom health Insurance.